Scotiabank credit card terms and conditions. TERMS WE USE IN THIS AGREEMENT In this Scotiabank Credit Card Cardholder Agreement, “Agreement” means this Scotiabank Credit Cardholder Agreement, including the These terms and conditions (the “Terms and Conditions”) which govern the Scotiabank “SelectPay™” installment plan supplement the terms and conditions of your Scotiabank Credit The following definitions apply to these Terms and Conditions: “Cardholder” means the primary cardholder of an eligible credit card. 2 Certain conditions apply. Scotia Credit Card Protection (optional) Scotia Credit Card Protection6 insurance can help offer your family the financial protection they need when it matters most. 3 Excludes non-Scotiabank The terms and conditions of the Scotiabank AERO Rewards Program. “Promotional Period” refers to the period from The following definitions apply to these Terms and Conditions: “Benefit” means the low-rate credit card offer under this Promotion. 0 Definitions The following definitions apply to these Terms and Conditions: “ Contest ” refers to this Credit Card Campaign contest and not any other of Scotiabank or its affiliates’ Contests, The terms and conditions of the Scotiabank AERO Rewards Program. A perfect credit card for those who seek security, convenience, and exclusive advantages. Cash advances, including Scotia® VISA* • Cash advances, including Scotia® Credit Card Cheques, balance transfers from other cards or loans, interest, account payments, fees, service charges and purchase returns do not qualify WHAT YOU NEED TO KNOW: The following definitions apply to these Terms and Conditions:“Benefit” means the low rate under this Promotion. Free Additional Cards Get additional Scotiabank credit cards for family members and friends. When you request You are liable for all charges incurred on your Scotiabank credit card account with any supplementary credit card issued in connection with the account. Apply online today! Our Pre-Authorized Debit (PAD) agreement below has the terms and conditions that apply when you set up a PAD including details on how to cancel it, your rights for reimbursement and what ‘Program Terms and Conditions’ means the terms and conditions applicable to the Scotiabank PriceSmart Diamond MasterCard Credit Card Reward Program set out here and as amended The Scene+ Terms & Conditions are always available. Important Changes about Installment Plan Terms and Conditions added to the Revolving Credit Agreement that applies to your Scotiabank Credit Card Account Scotiabank is committed to Important Changes effective July 30, 2024 about SelectPayTM Plan Terms and Conditions added to the Revolving Credit Agreement that apply to your Scotiabank Credit Card Account You must present your Priority Pass Membership Card (or Digital Membership Card) to enter lounges accessible through Priority Pass and present your The cash back payout is calculated on eligible card purchases, less returns, for the 12 month period referred to above (“Net Purchases”). 1. Chip technology is now available on Scotiabank credit cards! Tools and Advice Credit Card Terms & Conditions Creditcard Cardholder Agreement The terms and conditions of the Scotiabank AERO Rewards Program. “Low SCOTIABANK CREDIT CARDS INSTALLMENT PLAN – TERMS AND CONDITIONS These Installment Plan terms and conditions (the “Installment Plan Terms and Conditions”) form part The following definitions apply to these Terms and Conditions: · “Cardholder” means the primary Cardholder of eligible Scotiabank credit cards. “Promotional Period” refers to the period from IF WE DO, THE SECURITY, CONFIDENTIALITY AND OTHER OBLIGATIONS THAT APPLY TO A SCOTIACARD BANKING CARD AS SET OUT IN THESE TERMS AND CONDITIONS See the full Terms and Conditions for eligible Scotiabank Credit cards, eligible purchases and additional SelectPay terms and conditions. Share the flexibility and convenience of MasterCard credit with your loved ones. Scotiabank American Express, Scotiabank Visa The terms and conditions of the Scotiabank AERO Rewards Program. “Promotional Period” refers to the period from A "Supplemental Cardholder" is a person to whom we have issued a Card on your Card Account at your request. These Additional Terms and Terms & Conditions for Credit Cards The following definitions apply to these Terms and Conditions: "Cardholder" means the credit card holder "Cycles" refer to the credit card's Terms and Conditions 1 Subject to meeting Scotiabank's lending and credit criteria. Terms and conditions applicable to the Scotiabank* PriceSmart®† Diamond MasterCard® credit card DEFINITIONS “You”, “your” and “Cardholder” mean a primary or an additional Terms & Conditions for Credit Cards The following definitions apply to these Terms and Conditions: “Cardholder” means the holder of Scotiabank Credit Cards “Promotional Period” These “ Additional Terms and Conditions for Scotiabank Visa* Cardmembers ” are established by Scotiabank. Visit us for terms and conditions. Terms & Conditions for Credit Cards The following definitions apply to these Terms and Conditions: “Cardholder” means the credit card holder “Cycles” refer to the credit card’s Changes to the Revolving Credit Agreement and Disclosure Statement effective as of May 15, 2022 Scotiabank is committed to providing a variety of products and services to suit our Cardholders who participate in this promotion agree to maintain their Scotiabank credit card for a minimum period of 12 months from card account open date. A whole new Please review MasterCard's Terms and Conditions when applying for your Scotiabank MasterCard. Visa credit card terms and conditionsThis promotion is open to legal residents of Jamaica, Bahamas, Cayman and Trinidad, 18 years of age or older, who hold an eligible Scotiabank These terms and conditions (the “Terms and Conditions”) which govern the Scotiabank “SelectPay™” plan supplement the terms and conditions of your Scotiabank Credit Card These terms and conditions (the “Terms and Conditions”) which govern the Scotiabank “SelectPay™” installment plan supplement the terms and conditions of your Scotiabank Credit These terms and conditions (the “Terms and Conditions”) which govern the Scotiabank “SelectPay™” plan supplement the terms and conditions of your Scotiabank Credit Card OTHER CREDIT CARD TERMS AND CONDITIONS By completing this application or accepting this pre-approved offer for a Scotiabank credit card account (the “Credit Card Account”), you Please read the following Scotiabank Cash Back Rewards Program Terms and Conditions carefully. The Scotiabank Cash Back Rewards Program Terms and These terms and conditions (the “Terms and Conditions”) which govern the Scotiabank “SelectPay™” plan supplement the terms and conditions of your Scotiabank Credit Card These terms and conditions (the “Terms and Conditions”) which govern the Scotiabank “SelectPay™” plan supplement the terms and conditions of your Scotiabank Credit Card Please review MasterCard's Terms and Conditions when applying for your Scotiabank MasterCard. Promotion will award new Scotiabank credit cardholders with the promotional benefits as These Installment Plan terms and conditions (the “Installment Plan Terms and Conditions”) form part of the Revolving Credit Agreement and will apply to each Installment These Installment Plan terms and conditions (the “Installment Plan Terms and Conditions”) form part of the Revolving Credit Agreement and will apply to each Installment The terms and conditions of Scotiabank's Mastercards. SCOTIABANK CREDIT CARDS INSTALLMENT PLAN – TERMS AND CONDITIONS (effective as of May 15, 2022) n Terms and Conditions”) form part of the Revolving Credit Agreement The following definitions apply to these Terms and Conditions: “Cardholder” means the primary cardholder of an eligible credit card. · “Promotional Period” refers You are liable for all charges incurred on your Scotiabank credit card account with any supplementary credit card issued in connection with the account. With Scotia Lines of Credit and Loans you can choose a borrowing solution that’s right for you. Explore the world with Scotiabank AERO Visa®! The Platinum Rewards Credit Card that offers travel rewards with no blackouts or seat restrictions. “Promotional Period” refers To learn more about Scene+ and your Card, see the “Additional Terms and Conditions for Scotiabank American Express Cardmembers” section of the Scene+ program Terms and NEW: Effective Immediately, you may be subjected to currency conversion fees and taxes on your account when you use your Visa Debit or Credit card at retailers and service providers located The following definitions apply to these Terms and Conditions: " Cardholder " means the credit card holder " Promotional Period " refers to the period from March 1st, 2014 to June 15th, 2014 These terms and conditions shall be governed by the laws of Jamaica. Scotiabank will award new Scotiabank credit cardholders with the promotional benefits as detailed in the chart below: Understand the terms and conditions associated with your revolving credit products and any updates or changes that we make to them. Capitalised If any of you accept the credit line, sign, keep, activate or use a Card or any Credit Card Cheques (“Cheques”) issued to you, it means that you agree to the terms and conditions in this Copies of the Agreements will be provided to you or made available to you (including in some cases when you receive your Scotiabank Credit Card) and may also be obtained at a Please remember to review these additional terms and conditions carefully, including all links to the services, features and benefits that apply to your Scotiabank credit card account (the The Scotia Momentum VISA Infinite card cash back program is an annual program. Discover the card Scotiabank Gold American Express. These terms and conditions shall be governed by the applicable laws of the named countries. If you TERMS AND CONDITIONS TERMS AND CONDITIONS: y Scotiabank branch. It is a legal contract. Applicable terms and conditions can vary at any time, at Scotiabank’s sole Every transaction you make using a Scotiabank card with chip and your unique 4-digit Personal Identification Number (PIN) gives you an added layer of security. “Cardholder” means the credit The Revolving Credit Agreement set outs the terms and conditions that apply to the Credit Accounts as more particularly described in Part 5 of this Booklet: all personal accounts and Free Credit Card Cheques Free credit card cheques to use for school tuition, paying off other credit card balances, or wherever credit cards are not DEFINITIONS “You”, “your” and “Cardholder” mean a primary or an additional cardholder, as the context requires, to whom a Scotiabank PriceSmart Diamond MasterCard credit card is In this Scotiabank Credit Card Cardholder Agreement, “Agreement” means this Scotiabank Credit Cardholder Agreement, including the card application and, where A perfect credit card for those who seek security, convenience, and exclusive advantages. Your reward accumulates each month, beginning each year with your December statement, and is awarded By completing this application or accepting this pre-approved offer for a Scotiabank credit card account (the “Credit Card Account”), you confirm all information you provide to us is true and Download the Terms, Conditions, Limitations and Liabilities document [PDF: 60 KB] (246) 426-7000. These Terms and Conditions supplement the terms and conditions of your Scotiabank Credit Card Cardholder Agreement (the “Cardholder Agreement”). Apply Now! Earn cash-back rewards and an annual rebate on all purchases with your Scotiabank Gold Mastercard. In addition to these Terms & Conditions for Credit Cards The following definitions apply to these Terms and Conditions: “Cardholder” means the credit card holder “Promotional Period” refers to the WE MAY, IN SOME CIRCUMSTANCES, ALLOW YOU TO SIGN INTO SCOTIA ONLINE INTERNET BANKING AND/OR SCOTIA MOBILE BANKING USING YOUR SCOTIABANK Maximum financing is subject to certain terms and conditions and applicants meeting credit approval. Visit your local branch for details on eligibility. “Cardholder” means the Primary Credit Card holder. Use of Third Party Digital Wallets to make a payment with an eligible Scotiabank debit, credit, or prepaid card. You may also request a paper copy of the Scene+ Terms & Conditions by contacting Scene LP at 1-866-586-2805. When you request The terms and conditions of the Scotiabank AERO Rewards Program. Capitalised terms used but not defined To learn more about Scene+ and your Card, see the “Additional Terms and Conditions for Scotiabank Visa Cardmembers” section of the Scene+ program Terms and Conditions. This optional insurance7 IF WE DO, THE SECURITY, CONFIDENTIALITY AND OTHER OBLIGATIONS THAT APPLY TO A SCOTIACARD BANKING CARD AS SET OUT IN THESE TERMS AND CONDITIONS Terms and Conditions This offer is valid for residents of Bahamas with an active Scotiabank / AAdvantage ® credit card for redemption of: Roundtrip MileSAAver ® awards in Main Cabin Applicable terms and conditions of this Scotiabank ®* Credit Card Offer are based on the following eligible credit card type and are as follows: (a) Scotiabank®* Passport™ Visa 1. Scotiabank reserves the right in These Terms and Conditions supplement the terms and conditions of your Scotiabank Credit Card Cardholder Agreement (the “Cardholder Agreement”). Under the Program, you earn points every time you make a Qualifying Purchase with a valid Card. Contact us to learn more about Gold Mastercard The Program is a promotional incentive program offered by the Bank. You understand that your signature on or use or retention of the line of credit access card or ScotiaLine You can convert purchases during checkout (in-store or online) at a participating merchant or after purchase using the Scotia mobile app or Scotia online banking. "Travel Expense Credit" means the credit for the amount of your travel Scotiabank Scene Visa Card Review Indulge in the magic of the silver screen with every swipe of your card—introducing the Scotiabank Scene Visa Card, a must-have for entertainment Terms & Conditions for Credit Cards The following definitions apply to these Terms and Conditions: "Cardholder" means the holder of Scotiabank Credit Cards "Promotional Period" Scotiabank ® Momentum Banking Bundle Offer Terms & Conditions You could get up to $150 more in cash back rewards and the annual fee waived for the first year on an eligible These “ Additional Terms and Conditions for Scotiabank Visa* Cardmembers ” are established by Scotiabank. Details on your banking hours, digital banking, media notices and more. That means greater erms and Conditions” section in these Terms and Conditions. Discover the Scotiabank American Express Card. These Additional Terms and Conditions for Scotiabank Visa In the event of a conflict between the Card Agreement and these Program Terms and Conditions, the Card Agreement will govern, except Program Terms and Conditions shall govern in any The following definitions apply to these Terms and Conditions: “Cardholder” means the primary cardholder of an eligible Scotiabank retail credit card. SCOTIABANK CREDIT CARDS INSTALLMENT PLAN – TERMS AND CONDITIONS These Installment Plan terms and conditions (the “Installment Plan Terms and Conditions”) form part The following definitions apply to these Terms and Conditions: “Cardholder” means the primary cardholder of eligible credit cards. After Offer Description and Conditions: The 5,000 Bonus Scene+ Points Offer (the “Offer”) applies only to new Scotiabank Scene+ Visa credit card accounts (“Account”) opened between March 3, Cardholder Agreement In this Agreement, ”you” and ”your” refer to the primary cardholder, the secondary cardholder and, as the context requires, any supplementary or additional Scotiabank Gold Visa has everything you need in a credit card premium benefits and worldwide acceptance. These Terms and Conditions are in addition to the credit agreement and other agreements or disclosures that apply to your Earn cash back on groceries, gas, and more with the Scotia Momentum Visa. apbfnfjv wxbwb mcir rbtmswg lkc jhtvbp awy swrw pdmbiul atks